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Looking to make money fast with apps? Tired of outdated, affiliate-stuffed lists that push sketchy platforms? You’re not alone.
Most “best money app” roundups recycle old content, promote U.S.-only options, and gloss over crucial details like GDPR compliance, actual payout timelines, and sneaky hidden fees. Even after shortlisting your picks, you’re often left Googling forums just to figure out if it’s worth your time.
That ends here.
We reviewed dozens of platforms and re-checked every app on this list in July 2025. Each one meets five strict criteria, includes region-specific tips, and was tested against real payout proof. As a trusted passive income platform, Honeygain brings first-hand insights to this guide.
To ensure these apps actually deliver, we used a 5-step evaluation process:
We sourced data from:
Now, let’s dive into the top-rated apps to make money fast in 2025.
Honeygain lets you earn money online by simply sharing your unused internet bandwidth. It’s one of the easiest passive income apps out there. It works in the background on your devices as you continue your daily work.
Why it made the list: Honeygain is GDPR-compliant, encrypts all connections, and never accesses personal files. With over 1 million installs and consistent payout proof across Reddit and YouTube, it’s a reliable app to help you earn extra money.
How it works:
You earn around $0.20 to $0.40 per day per device, and higher rates apply when your network is more in demand. It’s a solid choice for people looking for how to make money without investment. Users get a starting bonus when signing up via this article’s link.
Prolific is one of the most trusted paid survey platforms, used by universities and researchers. You can use it to earn money by completing surveys on your chosen topics. It pays in GBP, but you can cash out to USD or EUR via your PayPal account.
Why it made the list: Unlike shady survey farms, Prolific screens participants fairly, pays honestly, and offers transparent hourly rates. All studies show the estimated completion time before you accept.
Setup tips:
| Date | Average rate |
| Weekdays | £8.50/hr |
| Weekends | £11.20/hr |
Also, enable email alerts for new surveys to fetch rewards fast. It can improve your personal finances and let you make an impact by sharing your opinion.
JumpTask is a Web3 platform and a solid money-making app that rewards users in JMPT tokens for simple tasks like short surveys, app installs, playing mobile games, watching videos, and more. It’s one of the top apps if you’re looking for how to make money without a traditional job.
Why it made the list: Crypto earnings can scale quickly here. Users can make $0.50–$3 per task, and special weekly offers give you bonus value. Users report earning rewards quickly, compared to other apps.
How to use it:
You can batch tasks to reduce BNB Smart Chain gas fees and track token value before converting. Remember that earnings may trigger capital-gains tax, so log everything when you earn cash.
Upwork connects you with clients hiring for remote gigs—from writing and design to coding and admin tasks. You can make extra cash as a freelancer, work on your own schedule, and build a solid foundation for a future career.
Why it made the list: Upwork’s transparency around service fees and project history makes it a safer freelancing space than other platforms. Payouts are reliable and tax-compliant as clients have to pay money according to the agreement as per Upwork’s rules..
Getting started:
In the U.S., track earnings toward the 1099-K threshold, now $600/year. EU freelancers should check DAC7 reporting obligations. It’s crucial to understand these obligations when you earn extra cash.
Fiverr is great for turning skills into cash, including logo design, video editing, translations, and voiceovers. It’s a freelancing platform with various payment options (wire transfers, PayPal cash, direct deposit, etc.) and a variety of gigs worldwide.
Why it made the list: Fiverr’s tiered packages and visual profile tools help you stand out fast among new users. You can do a video intro for a personal touch to land more gigs and earn extra money. Reviews, portfolio previews, and quick order handling build trust.
Boost earnings by:
Notably, Fiverr takes 20% per sale, so calculate your rates to earn money and have enough set aside for taxes. Nevertheless, freelancing is one of the best ways to make money from home, and Fiverr is a great platform to increase your cash flow.
Wolt Courier is ideal for flexible, on-the-go income. As a courier, you deliver food by bike, scooter, or car to earn cash. You can work as many hours as you want, but peak hours pay higher rates. Also, ensure you have insurance before starting to protect yourself and your vehicle from any incidents.
Why it made the list: It’s available across Europe and parts of the U.S. Also, Wolt offers hourly rates and great bonuses during peak hours for more money.
Tips for better income:
Some cities even offer Wolt Courier onboarding in under 48 hours, so if you’re looking to be paid instantly, check it out.
Vinted lets you sell used clothes, shoes, accessories, and more. It’s perfect for clearing out your closet and turning a profit. You’ll get instant pay once you sell an item and improve your personal finances while decluttering.
Why it made the list: Not all apps offer the flexibility and bonuses like Vinted. Unlike eBay, Vinted charges no seller fees because buyers cover shipping and protection costs. Also, you get real cash fast with Apple Pay and Google Pay integrations. There are no entry fees to sign up, so you can make a few dollars as soon as you post a listing.
How to earn more:
Also, you can flip thrifted finds for more money, especially branded items. It’s a solid money-making app if you’re sales-focused and environmentally conscious, looking to earn money using your phone.
TopCashback is a cashback app that supports over 4,000 retailers in the U.S. It’s one of the original cashback platforms with overwhelmingly positive reviews. Users claim to have saved thousands when using this savings app while shopping in stores.
Why it made the list: TopCashback is a legit and transparent platform that lets you earn rewards both when shopping online and in stores. It offers stackable cashback with promo codes and cash prizes.
How it works:
For best results:
Notably, withdrawals are typically available in 1–4 weeks, so keep up the habit of scanning your app and stacking the rewards.
Rover connects pet lovers with local gigs in dog walking, pet-sitting, and even house visits. It’s a money-making app that offers flexibility, customizable profiles, and rate setting to help you get your first gig.
Why it made the list: Rover includes liability insurance, GPS-tracked walks, and allows you to set your own rates and schedule. It’s a safe and free app with various payment options to choose from.
How to stand out:
However, some users complain about a 20% service fee, $49 for a background check, and other fees. Review your rates and consider doing a meet and greet with your clients before jumping into gigs.
Toloka lets you perform small tasks like labeling data, verifying content, or categorizing images. It lets you exchange your time for paid cash training of AI models.
Why it made the list: Toloka offers fast, easy onboarding with flexible payouts. Also, the app offers payment options via PayPal, Payoneer, or Skrill.
Pro tips:
Earnings vary, but focused users can earn $3–6/hr on average.
Foap is a money-making app that helps you monetize your mobile photography through photo licensing. You can take photos on your phone and upload them to the platform under the various categories. Once you make a sale, the money hits your bank account almost instantly.
Why it made the list: Foap lets creators connect to global brands, like Peps, looking for authentic, everyday content. Also, the platform features cash tournaments where you can participate and win real money.
Boost success by:
Foap takes 50% commission, but high-volume uploads can still lead to hundreds per month.
UserTesting pays you to give feedback on websites and apps. You’ll need to record your testing sessions and upload them to the platform with thorough notes.
Why it made the list: UserTesting is used by Fortune 500 companies and pays out reliably via PayPal. Also, users report earning several hundred dollars in a month.
Get started:
Earn $10 per test, with bonus projects paying $30+. Also, make sure to stick to clear, spoken feedback.
You should be aware of the fees when starting to earn money online.
Typical fees include:
Tax rules apply to different regions:
For example, you earn $50 on Fiverr. After 20% fee and 2% PayPal fee, your take-home is: $50 – $10 (Fiverr) – $0.80 (PayPal) = $39.20
The effective hourly rate depends on the time spent.
| Timeframe | Action |
| Day 1 | Install Prolific, JumpTask, and Honeygain |
| Complete profiles and demographic screeners | |
| Week 1 | List five items on Vinted |
| Apply to be a Wolt courier | |
| Month 1 | Track earnings; drop channels paying <€4 per hour |
UserTesting and Prolific typically pay within 1–2 days of completing your first task. Also, freelancing can be lucrative if you manage to get a gig fast. Alternatively, look for apps that have no payout thresholds.
Yes. Every app listed here meets GDPR standards and uses secure data encryption. We reviewed and evaluated each suggestion to match the highest level of personal data handling.
You can run up to 10 devices per account, but each device should have a different IP address for higher earnings.
Yes, as long as each app’s T&Cs are respected. Also, avoid using VPNs or automation tools as some platforms automatically flag such behaviour as unsuitable.